Most businesses will eventually need to borrow money or enter into a lease agreement. Whether it’s venture capital to get new technology off the ground or a lease for office equipment, financial transactions like these happen. There’s nothing wrong with this – it’s a standard course of business in … [Read more...]
How to Determine Debt Capacity for a Company
Receiving a Summons from a Debt Collector – How Should You Respond?
Whether a business falls behind due to cash flow problems or unexpected legal trouble, debt can pile up quickly in tight situations. Dealing with debt collectors is stressful enough for most companies. Receiving a court summons from a debt collector is the last thing a business wants after dealing … [Read more...]
UCC Filings for Your Business – Everything you Need to Know
Entering into financial agreements as a business is an important decision. In fact, financial decisions are some of the most important business decisions that are made every day. What happens to a business that enters into a financial transaction with another party? What liabilities exist, and what … [Read more...]
Recourse Factoring and How it Can Benefit Your Business
When it comes to debt collection and unpaid invoices, there are many ways a business can collect what is owed to them. Businesses can attempt to collect debt internally, putting a lot of time and resources into establishing processes and procedures, or they can use a debt collection agency that … [Read more...]
Debt-Service Coverage Ratio: A Useful Financial Measurement for Assessing Future Debt Recovery
Debt-service coverage ratio (DSCR) is a vital corporate finance tool. It’s how lenders measure an organization’s available cash flow to pay off debt obligations, essentially a credit score for a business. Even governments use DSCR to determine other countries’ ability to pay for the goods it … [Read more...]
